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Travel Insurance

Travel Insurance is insurance which is intended to cover medical expenses, trip cancellations, lost luggage, flight accidents and other losses incurred while travelling, either internationally or within one’s own country. Travel insurance is usually arranged at the time of the booking of a trip to cover exactly the duration of the booked trip .Some Policy offer lower and higher medical expenses options- the higher ones are chiefly for countries that have extremely high medical costs. Some of the most common risk that the Travel Insurance normally covers is listed below:

  • Medical Emergency
  • Cancellation, Curtailment & Trip interruptions.
  • Visitor health insurance
  • Accidental death, injury or disablement benefit
  • Lost, stolen or damaged baggage, personal effects or travel documents.
  • Delayed Baggage (and emergency replacement of essential items)
  • Flight Connection missed due to airlines schedule
  • Travel delay due to weather.
  • Hijacking.

Medical expense cover can be per- occurrence or maximum –limit. There are certain expenses which travel insurance doesn’t cover .They are:

  • Pre-existing medical conditions.
  • Elective Surgery or treatment
  • War
  • Terrorism
  • Injury or Illness caused by alcohol or drug use.

Travel insurance can also provide helpful services, often 24 hours a day; 7 days a week include concierge services and emergency travel assistance. All the pre-existing medical conditions must be declared prior to trip start date. In case you ignore this requirement and fall ill during your trip abroad, you might not be covered.

Black Eye Journeys Pvt. Ltd herby helps you and assists you to get the travel insurance before your trip.

“Be smart and travel safely”. We strongly recommend you to get travel insurance before you travel….